How to get a VA home loan in Louisville, Kentucky (Kentucky)
Call us today for your free credit report and pre approval for Kentucky VA loan 502-905-3708
Kentucky VA Home Loan Program
Some benefits of using the Kentucky VA Home Loan Program are:
(1) Zero Down Option
(2) No Monthly Mortgage Insurance
(3) 620 Minimum Credit Score
(4) Reasonable Underwriting Decisions
Steps To A Kentucky VA Home Loan
1. Apply for Certificate of Elibibility (VA Form 26-1880)
2. Fax a copy of the DD214
3. Get VA Pre-Approved With Me
4. Contact your realtor to begin looking at homes in your price range(if you do not have an agent, I would be happy to refer a great VA agent).
5. Order an appraisal from VA. (this is done by Kentucky Lender or Me)
6. Close the loan and you move into your new HOME!
Items Needed For Dan To Process Your Loan Application
1. Social Security numbers
2. Residence addresses for the past two years
3. Names and addresses of your employers over past two years
4. Your current gross monthly salary
5. Names, addresses, account #’s and balances on all checking and savings accounts
6. Names, addresses, account #’s, balances and monthly payments on all open loans
7. Addresses and loan information of other real estate owned
8. Estimated value of furniture and personal property
9. Certificate of Eligibility and DD214, (for veterans only)
10. W2’s for the past two years and current check stubs
11. For self-employed individuals, you will need to provide personal tax returns for the past two years, current income statement and balance sheet for the business
How To Request A Copy of Your Certificate of Eligibility and DD214
To Request A Copy of Your VA Certificate of Eligibility:
Complete a VA Form 26-1880, – *form is attached
Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to the Winston-Salem Eligibility Center, along with proof of military service . In some cases it may be possible for VA to establish eligibility without your proof of service. However, to avoid any possible delays, it’s best to provide such evidence
VA Eligibility Center Address and Telephone Number
Please send your request for determination of Eligibility (VA Form 26-1880, along with proof of military service) to:
VA Loan Eligibility Center
PO Box 20729
Winston-Salem, NC 27120
For overnight delivery:
VA Loan Eligibility Center
251 N. Main Street
Winston-Salem, NC 27155
Toll free number: 1-888-244-6711
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I specialize in Kentucky FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 589 Kentucky families buy their first home and refinance their current mortgage for a lower rate; First time buyer $0 money down still available with down payment assistance with KHC. Free Mortgage applications same day approvals. This web site is not endorsed by the FHA, VA, USDA, HUD or any other government agency.Text/call 502-905-3708 kentuckyloan@gmail.com NMLS#57916
Pages
- Kentucky First-time Home Buyer Programs
- Kentucky General Mortgage Guide for Underwriting Approval
- Credit Scores Needed for a Kentucky Mortgage Loan
- KENTUCKY FHA MORTGAGE LENDER GUIDELINES
- Zero Down Home Loans available in Kentucky
- Kentucky USDA Rural Development Housing Zero Down
- Kentucky VA Home Loans Mortgage Guidelines
- KHC Loan Programs Down Payment Assistance for 2018
- (HARP) Home Affordable Refinance Program HARP 2.0
- Common Questions from First-time Home-buyers in Kentucky
- Documents Needed for Mortgage Loan Approval in Kentucky
- Do's & Dont's before closing:
- Download Free Credit Score Booklet
- Mortgage Calculator for Kentucky FHA, VA, USDA, KHC Mortgage Loans
