Wednesday, March 7, 2012

Louisville Kentucky Mortgage Programs 2012

Louisville Kentucky Mortgage Programs 2012




As an approved Louisville Kentucky Fannie Mae (FNMA) and Louisville Ky FHA mortgage professional, I offer a wide array of kentucky loan programs, including Kentucky First Time Home Buyers Programs, Kentucky Refinance Programs, or Louisville Kentucky Renovation Home Programs. We lend on primary, secondary, and investment properties.



Kentucky Home Purchase Programs

Whether you’re a Louisville Kentucky first-time homebuyer, upgrading to a new home, or buying an additional property, we offer a wide array of mortgage loan programs – many requiring a limited down payment (0 to 3.5%) for qualified individuals, both repeat and Louisville Kentucky first time buyers.



Mortgage Program Highlights:

Fixed and adjustable rate options


$0 down payment options available


Up to 6% seller concessions


Down payment assistance and gifts permitted


Credit scores as low as 640


Debt to income ratios to 55.00% with automated approval

We specialize in the following Kentucky Home Mortgage Programs:

Conforming Agency (Conventional): Loans that conform to Fannie Mae and Freddie Mac guidelines, including maximum loan amount, borrower credit and income levels, down payment, and eligible properties.

Kentucky FHA: Loans insured by the Federal Housing Administration, a federal assistance program that promotes home ownership by offering low down payment options, lower interest rates and easier qualifications.

Kentucky VA: Loans guaranteed by the Department of Veterans Affairs for military service members with benefits like no down payment (100% financing) and competitive (and usually lower) interest rates.

Kentucky USDA: (United States Department of Agriculture) Government-insured rural development loans for the purchase of homes in rural areas with no down payment (100% financing), no monthly mortgage insurance and low interest rates.




Kentucky Housing Corporation: KHC housing program for qualified first-time home buyers offering down payment and closing costs assistance up to $10,000 and lower rates.



Apply for a home loan by clicking the link below: It’s free and takes less than 5 minutes Or call us at 502-905-3708 for your free application over the phone




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