Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: CONVENTIONAL PRICING ADJUSTMENTS

I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 1300 Kentucky families buy their first home or refinance their current mortgage for a lower payment; Kentucky First time buyers we still how available down payment assistance with KHC. Free Mortgage applications/ same day approvals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS 1738461

CONVENTIONAL PRICING ADJUSTMENTS

FICO/LTV	<=60%	60.01-70%	70.01-75%	75.01-80%	80.01-85%	85.01-90%	90.01-95%
Agency Loan Level Adjustments
>=740*	-0.250	0.000	0.000	0.250	0.250	0.250	0.250
720 - 739*	-0.250	0.000	0.250	0.500	0.500	0.500	0.500
700 - 719*	-0.250	0.500	0.750	1.000	1.000	1.000	1.000
680 - 699*	0.000	0.500	1.250	1.750	1.500	1.250	1.250
660 - 679*	0.000	1.000	2.000	2.500	N/A	N/A	N/A
640 - 659*	0.500	1.250	2.500	3.000	N/A	N/A	N/A
620 - 639*	0.500	1.500	3.000	3.000	N/A	N/A	N/A

*excludes 15 Yr, & 10 Yr

FICO/LTV	<=60%	60.01-70%	70.01-75%	75.01-80%
Cash-Out Refinance
>=740	0.000	0.250	0.250	0.500
720 - 739	0.000	0.625	0.625	0.750
700 - 719	0.000	0.625	0.625	0.750
680 - 699	0.000	0.750	0.750	1.375
660 - 679	0.250	0.750	0.750	1.500
640 - 659	0.250	1.250	1.250	2.250
620 - 639	0.250	1.250	1.250	2.750

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CONVENTIONAL PRICING ADJUSTMENTS