Monday, December 5, 2011

How to get a VA home loan in Louisville, Kentucky (Kentucky)

How to get a VA home loan in Louisville, Kentucky (Kentucky)

Call us today for your free credit report and pre approval for Kentucky VA loan 502-905-3708

Kentucky VA Home Loan Program

Some benefits of using the Kentucky VA Home Loan Program are:

(1) Zero Down Option

(2) No Monthly Mortgage Insurance

(3) 620 Minimum Credit Score

(4) Reasonable Underwriting Decisions

Steps To A Kentucky VA Home Loan

1. Apply for Certificate of Elibibility (VA Form 26-1880)

2. Fax a copy of the DD214

3. Get VA Pre-Approved With Me

4. Contact your realtor to begin looking at homes in your price range(if you do not have an agent, I would be happy to refer a great VA agent).

5. Order an appraisal from VA. (this is done by Kentucky Lender or Me)

6. Close the loan and you move into your new HOME!

Items Needed For Dan To Process Your Loan Application

1. Social Security numbers

2. Residence addresses for the past two years

3. Names and addresses of your employers over past two years

4. Your current gross monthly salary

5. Names, addresses, account #’s and balances on all checking and savings accounts

6. Names, addresses, account #’s, balances and monthly payments on all open loans

7. Addresses and loan information of other real estate owned

8. Estimated value of furniture and personal property

9. Certificate of Eligibility and DD214, (for veterans only)

10. W2’s for the past two years and current check stubs

11. For self-employed individuals, you will need to provide personal tax returns for the past two years, current income statement and balance sheet for the business

How To Request A Copy of Your Certificate of Eligibility and DD214

To Request A Copy of Your VA Certificate of Eligibility:

Complete a VA Form 26-1880, – *form is attached

Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to the Winston-Salem Eligibility Center, along with proof of military service . In some cases it may be possible for VA to establish eligibility without your proof of service. However, to avoid any possible delays, it’s best to provide such evidence

VA Eligibility Center Address and Telephone Number

Please send your request for determination of Eligibility (VA Form 26-1880, along with proof of military service) to:

VA Loan Eligibility Center

PO Box 20729

Winston-Salem, NC 27120

For overnight delivery:

VA Loan Eligibility Center

251 N. Main Street

Winston-Salem, NC 27155

Toll free number: 1-888-244-6711

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