Loan limits: VA does not impose a maximum amount that an eligible veteran may borrow using a VA-guaranteed
loan; however loan limits establish the maximum possible guaranty on a loan. The maximum guaranty amount
(available for loans over $144,000) is 25 percent of the 2012 Kentucky VA Limit shown below. A veteran with full
entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount.
If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to
that veteran is reduced accordingly. Lenders should check their own investor requirements regarding guaranty
amounts and down payments.