Due to Volatility in the current mortgage market, mortgage rates are currently not being posted.
Please call for a mortgage rate quote.
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Kentucky Mortgage Current Interest Rates
Fixed Rate Programs
Rates not current. Call for current Rates.
Program
|
Calculator
|
Rate
| ||||
Conforming 30 year fixed
|
4.375
|
0.000
|
4.671
|
30
|
28 / 41Prequalify
| |
Kentucky Mortgage Only- Rates Change w/o notice
| ||||||
Conforming 20 year fixed
|
4.375
|
0.000
|
4.587
|
30
|
40 / 41Prequalify
| |
kentucky mortgage rates only- change w/o notice
| ||||||
Conforming 15 year fixed
|
3.500
|
0.000
|
3.881
|
30
|
28 / 41Prequalify
| |
kentucky mortgage rates only- change w/o notice
| ||||||
FHA 30 year fixed
|
4.000
|
0.000
|
5.417
|
30
|
35 / 50Prequalify
| |
kentucky mortgage rates only- change w/o notice
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FHA 15 year fixed
|
3.500
|
0.000
|
3.989
|
30
|
35 / 50Prequalify
| |
kentucky mortgage rates only- change w/o notice
| ||||||
USDA 30 year Fixed
|
4.000
|
0.000
|
4.985
|
30
|
31 / 45Prequalify
| |
kentucky mortgage rates only- change w/o notice
| ||||||
VA 30 Year fixed
|
4.000
|
0.000
|
4.714
|
41 / 41Prequalify
| ||
kentucky mortgage rates only- change w/o notice
|
Kentucky Mortgage Rates are subject to qualifying criteria and Mortgage Rates can change without notice. Assumptions include a 640 or higher credit score for FHA, USDA, KHC, and 620 credit scores for a VA loan. A loan amount of $100,000.00 is assumed and a 30 day lock required for a Kentucky Mortgage Only. A 720 credit score or higher is assumed for a Kentucky Conventional Rate Mortgage loan rates and a loan amount of $100,000.00. The loan to value for Kentucky Conventional loans are assumed at 80% ltv or less.
Kentucky USDA loans require a funding fee upfront and a monthly mortgage insurance premium paid to RHS/USDA. The premium varies based on the loan characteristics, your credit score, and other factors. Kentucky USDA loans require a 640 minimum credit score.
Free Credit Report and Pre qualifications available anytime.
. Joel Lobb (NMLS#57916) is a licensed mortgage loan officer in the state of Kentucky.
Joel Lobb (NMLS#57916)Senior Loan Officer
502-905-3708 cell 502-813-2795 fax jlobb@keyfinllc.com Key Financial Mortgage (NMLS #1800) 107 South Hurstbourne Parkway* Louisville, KY 40222* |