Kentucky Mortgage Loan Limits for FHA, VA, USDA, KHC and Conventional Mortgage Loans in 2020.

Kentucky Loan limits increase for FHA, VA,  Conventional Mortgages 

Kentucky Mortgage loan limits are changing in 2020 for Kentucky home buyers . Borrowers will be able to take out bigger loans backed by FHA, VA, Conventional, USDA and KHC loans.

If you’re buying a single-family home in 2020, most areas of the U.S. now let you borrow up to these limits:

KHC's Purchase Price and Income Limits

Funding Source: Secondary

Secondary Market Purchase Price Limit: $314,827

Gross Annual Income Limits using Secondary Market Funds:
1 or 2 person(s):
$133,700
3 or more persons:
$133,700

Gross Annual Household Income Limit for Homebuyer Tax Credit:
1 or 2 person(s):
$76,400
3 or more persons:
$87,860

Gross Annual Household Income Limit for Conv DTS funds:
1 or more persons:

Gross Annual Income Limits when Affordable DAP funds used:
1 person:
$60,480
2 persons:
$60,480
3 persons:
$60,480
4 or more persons:
$60,480


Joel Lobb (NMLS#57916)
Senior  Loan Officer
American Mortgage Solutions, Inc.
10602 Timberwood Circle Suite 3
Louisville, KY 40223
Company ID #1364 | MB73346

Text/call 502-905-3708

If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at 502-905-3708.
Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant  Equal Opportunity Lender. NMLS#57916http://www.nmlsconsumeraccess.org/