Bankruptcy Mortgage Loans in Kentucky | FHA, VA, USDA & Conventional Guidelines for Chapter 7 & 13
Looking for a mortgage loan in Kentucky after bankruptcy? Whether you’ve filed Chapter 7 or Chapter 13, you may still qualify for FHA, VA, USDA, or Conventional (Fannie Mae) loans.
In this video, Joel Lobb, Kentucky Mortgage Expert with EVO Mortgage, breaks down the waiting periods, loan program requirements, and real options available to Kentucky homebuyers — even after bankruptcy.
✅ FHA – 2 years after Chapter 7, 1 year into Chapter 13
✅ VA – 2 years after Chapter 7, 1 year into Chapter 13
✅ USDA – 3 years after Chapter 7, 1 year into Chapter 13
✅ Conventional – 4+ years depending on discharge or dismissal
🏡 Serving all of Kentucky including Louisville, Lexington, Owensboro, Bowling Green, and rural counties.
📞 Call/Text: (502) 905-3708
📧 Email: kentuckyloan@gmail.com
🔗 Learn more: MyLouisvilleKentuckyMortgage.com
Equal Housing Lender | NMLS 57916 | EVO Mortgage NMLS 1738461
