I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 1300 Kentucky families buy their first home or refinance their current mortgage for a lower payment; Kentucky First time buyers we still how available down payment assistance with KHC. Free Mortgage applications/ same day approvals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS 1738461
Kentucky USDA Rural Housing Loans : How much income do you need to qualify for on Rura...
Kentucky USDA Rural Housing Loans : How much income do you need to qualify for on Rura...: How much income do you need to qualify for on Kentucky USDA Mortgage Loan. They look at two ratios on qualifying your for a mortgage loan ...
Kentucky USDA Rural Housing Loans : Kentucky USDA Income Limits as of 06/13/2018
Kentucky USDA Rural Housing Loans : Kentucky USDA Income Limits as of 06/13/2018: The USDA Rural Development (RD) home loan program helps individuals achieve homeownership in small towns or rural areas. The program is...
Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage: KENTUCKY FHA MORTGAGE LENDER GUIDELINES
Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage: KENTUCKY FHA MORTGAGE LENDER GUIDELINES: 1. Low Down Payment – FHA Mortgage Loans only require a 3.5% down payment. And what makes that even more attractive is that it can b...
CREDIT RULE CHANGES FOR KENTUCKY HOME BUYERS FOR GETTING A MORTGAGE LOAN WITH COLLECTIONS ON CREDIT REPORT
CREDIT RULE CHANGES FOR KENTUCKY HOME BUYERS FOR GETTING A MORTGAGE LOAN WITH PREVIOUS COLLECTIONS ON CREDIT REPORT
On the 8th of June, there will be changes on how your credit is reported to the main credit bureaus for experian, equifax and transunion.
Changes include:
**Collections that aren’t at least 180 days old will be rejected by the 3 major credit bureaus. You will now have time to pay them off before it is even reported.
**Medical collections will no longer show on credit reports as long as it is being paid (through either you or insurance).
**Collection accounts that have not been updated in six months or more will not be factored into scores.
**Any collection that did not result from a contract or agreement to pay by the consumer, will be removed.
Joel Lobb
Mortgage Loan Officer
Mortgage Loan Officer
Individual NMLS ID #57916
American Mortgage Solutions, Inc.
10602 Timberwood Circle
fax: 502-327-9119
email: kentuckyloan@gmail.com
email: kentuckyloan@gmail.com
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