Kentucky Conventional Loan Limits for Fannie Mae Loans and VA Home Loans

General Loan Limits for 2020


The general loan limits for 2020 have increased and apply to loans delivered to Fannie Mae in 2020 (even if originated prior to 1/1/2020). Refer to Lender Letter LL-2019-09 for specific requirements.

Maximum Loan Amount for 2020 is  $510,400 


VA Lending Limits for Kentucky Cities for 2020


Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.



City        Single Family Home

Aberdeen $510,400
Adairville $510,400
Adams $510,400
Adolphus $510,400
Ages Brookside $510,400
Albany $510,400
Alexandria $510,400
Allen $510,400
Allensville $510,400
Almo $510,400
Alpha $510,400
Alvaton $510,400
Annville $510,400
Argillite $510,400
Arjay $510,400
Arlington $510,400
Artemus $510,400
Ary $510,400
Ashcamp $510,400
Asher $510,400
Ashland $510,400
Athol $510,400
Auburn $510,400
Augusta $510,400
Austin $510,400
Auxier $510,400
Avawam $510,400
Bagdad $510,400
Bandana $510,400
Banner $510,400
Barbourville $510,400
Bardstown $510,400
Bardwell $510,400
Barlow $510,400
Baskett $510,400
Battletown $510,400
Baxter $510,400
Bays $510,400
Bear Branch $510,400
Beattyville $510,400
Beaumont $510,400
Beauty $510,400
Beaver $510,400
Beaver Dam $510,400
Bedford $510,400
Bee Spring $510,400
Beech Creek $510,400
Beech Grove $510,400
Beechmont $510,400
Belcher $510,400
Belfry $510,400
Bellevue $510,400
Belton $510,400
Benham $510,400
Benton $510,400
Berea $510,400
Berry $510,400
Bethany $510,400
Bethelridge $510,400
Bethlehem $510,400
Betsy Layne $510,400
Beverly $510,400
Bevinsville $510,400
Big Clifty $510,400
Big Creek $510,400
Big Laurel $510,400
Bighill $510,400
Bimble $510,400
Blackey $510,400
Blackford $510,400
Blaine $510,400
Bledsoe $510,400
Bloomfield $510,400
Blue River $510,400
Boaz $510,400
Bonnieville $510,400
Bonnyman $510,400
Booneville $510,400
Boons Camp $510,400
Boston $510,400
Bowling Green $510,400
Bradfordsville $510,400
Brandenburg $510,400
Breeding $510,400
Bremen $510,400
Brodhead $510,400
Bronston $510,400
Brooks $510,400
Brooksville $510,400
Browder $510,400
Brownsville $510,400
Bryants Store $510,400
Bryantsville $510,400
Buckhorn $510,400
Buckner $510,400
Buffalo $510,400
Bulan $510,400
Burdine $510,400
Burgin $510,400
Burkesville $510,400
Burlington $510,400
Burna $510,400
Burnside $510,400
Bush $510,400
Busy $510,400
Butler $510,400
Bypro $510,400
Cadiz $510,400
Calhoun $510,400
California $510,400
Calvert City $510,400
Calvin $510,400
Campbellsburg $510,400
Campbellsville $510,400
Campton $510,400
Canada $510,400
Cane Valley $510,400
Caneyville $510,400
Canmer $510,400
Cannel City $510,400
Cannon $510,400
Carlisle $510,400
Carrie $510,400
Carrollton $510,400
Carter $510,400
Catlettsburg $510,400
Cave City $510,400
Cawood $510,400
Cecilia $510,400
Center $510,400
Centertown $510,400
Central City $510,400
Cerulean $510,400
Chaplin $510,400
Chappell $510,400
Chavies $510,400
Clarkson $510,400
Clarksville $510,400
Clay $510,400
Clay City $510,400
Clayhole $510,400
Clearfield $510,400
Cleaton $510,400
Clermont $510,400
Clifty $510,400
Clinton $510,400
Closplint $510,400
Cloverport $510,400
Coalgood $510,400
Coldiron $510,400
Columbia $510,400
Columbus $510,400
Combs $510,400
Corbin $510,400
Corinth $510,400
Cornettsville $510,400
Corydon $510,400
Covington $510,400
Coxs Creek $510,400
Crab Orchard $510,400
Cranks $510,400
Crayne $510,400
Crescent Springs $510,400
Crestwood $510,400
Crittenden $510,400
Crockett $510,400
Crofton $510,400
Cromona $510,400
Cromwell $510,400
Cub Run $510,400
Cumberland $510,400
Cunningham $510,400
Curdsville $510,400
Custer $510,400
Cynthiana $510,400
Dana $510,400
Danville $510,400
David $510,400
Dawson Springs $510,400
Dayhoit $510,400
Dayton $510,400
De Mossville $510,400
Deane $510,400
Debord $510,400
Delphia $510,400
Dema $510,400
Denniston $510,400
Denton $510,400
Dewitt $510,400
Dexter $510,400
Dice $510,400
Dixon $510,400
Dorton $510,400
Dover $510,400
Drake $510,400
Drakesboro $510,400
Drift $510,400
Dry Ridge $510,400
Dubre $510,400
Dunbar $510,400
Dundee $510,400
Dunmor $510,400
Dunnville $510,400
Dwale $510,400
Dwarf $510,400
Dycusburg $510,400
E Town $510,400
Earlington $510,400
East Bernstadt $510,400
East Point $510,400
Eastern $510,400
Eastview $510,400
Eastwood $510,400
Eddyville $510,400
Edgewood $510,400
Edmonton $510,400
Eighty Eight $510,400
Ekron $510,400
Elizabethtown $510,400
Elizaville $510,400
Elk Horn $510,400
Elkfork $510,400
Elkhorn City $510,400
Elkton $510,400
Elliottville $510,400
Elsmere $510,400
EMERSON $510,400
Emerson Orcutts Grocery $510,400
Eminence $510,400
Emlyn $510,400
Emmalena $510,400
Eolia $510,400
Eriline $510,400
Erlanger $510,400
Ermine $510,400
Essie $510,400
Etoile $510,400
Eubank $510,400
Evarts $510,400
Ewing $510,400
Ezel $510,400
Fairdale $510,400
Fairfield $510,400
Fairview $510,400
Falcon $510,400
Fall Rock $510,400
Falls Of Rough $510,400
Falmouth $510,400
Fancy Farm $510,400
Farmers $510,400
Farmington $510,400
Fedscreek $510,400
Ferguson $510,400
Finchville $510,400
Fisherville $510,400
Fisty $510,400
Flat Lick $510,400
Flatgap $510,400
Flatwoods $510,400
Flemingsburg $510,400
Florence $510,400
Fords Branch $510,400
Fordsville $510,400
Forest Hills $510,400
Fort Campbell $510,400
Fort Knox $510,400
Fort Thomas $510,400
Fort Wright $510,400
Foster $510,400
Fountain Run $510,400
Fourmile $510,400
Frakes $510,400
Frankfort $510,400
Franklin $510,400
Fredonia $510,400
Freeburn $510,400
Frenchburg $510,400
Ft Mitchell $510,400
Fulton $510,400
Gamaliel $510,400
Gapville $510,400
Garfield $510,400
Garner $510,400
Garrard $510,400
Garrett $510,400
Garrison $510,400
Gays Creek $510,400
Georgetown $510,400
Germantown $510,400
Ghent $510,400
Gilbertsville $510,400
Girdler $510,400
Glasgow $510,400
Glencoe $510,400
Glendale $510,400
Glens Fork $510,400
Glenview $510,400
Goose Rock $510,400
Gordon $510,400
Goshen $510,400
Gracey $510,400
Gradyville $510,400
Graham $510,400
Grahn $510,400
Grand Rivers $510,400
Gravel Switch $510,400
Gray $510,400
Gray Hawk $510,400
Grays Knob $510,400
Grayson $510,400
Green Road $510,400
Greensburg $510,400
Greenup $510,400
Greenville $510,400
Grethel $510,400
Gulston $510,400
Gunlock $510,400
Guston $510,400
Guthrie $510,400
Hagerhill $510,400
Hallie $510,400
Hampton $510,400
Hanson $510,400
Happy $510,400
Hardburly $510,400
Hardin $510,400
Hardinsburg $510,400
Hardy $510,400
Hardyville $510,400
Harlan $510,400
Harned $510,400
Harold $510,400
Harrods Creek $510,400
Harrodsburg $510,400
Hartford $510,400
Hawesville $510,400
Hazard $510,400
Hazel $510,400
Hazel Green $510,400
Hebron $510,400
Heidelberg $510,400
Heidrick $510,400
Hellier $510,400
Helton $510,400
Henderson $510,400
Herndon $510,400
Hestand $510,400
Hi Hat $510,400
Hickman $510,400
Hickory $510,400
Hillsboro $510,400
Hillview $510,400
Hima $510,400
Hindman $510,400
Hinkle $510,400
Hiseville $510,400
Hitchins $510,400
Hodgenville $510,400
Holland $510,400
Holmes Mill $510,400
Hope $510,400
Hopkinsville $510,400
Horse Branch $510,400
Horse Cave $510,400
Hoskinston $510,400
Huddy $510,400
Hudson $510,400
Hueysville $510,400
Hulen $510,400
Hustonville $510,400
Hyden $510,400
Independence $510,400
Inez $510,400
Ingram $510,400
Irvine $510,400
Irvington $510,400
Island $510,400
Island City $510,400
Isom $510,400
Isonville $510,400
Ivel $510,400
Jackhorn $510,400
Jackson $510,400
Jamestown $510,400
Jeff $510,400
Jeffersonville $510,400
Jenkins $510,400
Jeremiah $510,400
Jetson $510,400
Jonancy $510,400
Jonesville $510,400
Junction City $510,400
Keaton $510,400
Keavy $510,400
Keene $510,400
Kenton $510,400
Kenvir $510,400
Kettle Island $510,400
Kevil $510,400
Kimper $510,400
Kings Mountain $510,400
Kirksey $510,400
Kite $510,400
Knifley $510,400
Knob Lick $510,400
Krypton $510,400
Kuttawa $510,400
La Center $510,400
La Fayette $510,400
La Grange $510,400
Lackey $510,400
Lancaster $510,400
Langley $510,400
Latonia $510,400
Lawrenceburg $510,400
Lebanon $510,400
Lebanon Junction $510,400
Leburn $510,400
Ledbetter $510,400
Leitchfield $510,400
Lejunior $510,400
Lerose $510,400
Letcher $510,400
Lewisburg $510,400
Lewisport $510,400
Lexington $510,400
Liberty $510,400
Lick Creek $510,400
Lily $510,400
Linefork $510,400
Litchfield $510,400
Littcarr $510,400
Livermore $510,400
Livingston $510,400
Lloyd $510,400
Lockport $510,400
London $510,400
Lone $510,400
Lookout $510,400
Loretto $510,400
Lost Creek $510,400
Louisa $510,400
Louisville $510,400
Lovelaceville $510,400
Lovely $510,400
Lowes $510,400
Lowmansville $510,400
Loyall $510,400
Lucas $510,400
Lynch $510,400
Lynnville $510,400
Maceo $510,400
Mackville $510,400
Madisonville $510,400
Magnolia $510,400
Majestic $510,400
Mallie $510,400
Malone $510,400
Mammoth Cave $510,400
Manchester $510,400
Manitou $510,400
Mannsville $510,400
Maple Mount $510,400
Marion $510,400
Marrowbone $510,400
Marshes Siding $510,400
Martha $510,400
Martin $510,400
Mary Alice $510,400
Mason $510,400
Masonic Home $510,400
Mayfield $510,400
Mayking $510,400
Mayslick $510,400
Maysville $510,400
Mazie $510,400
Mc Andrews $510,400
Mc Carr $510,400
Mc Daniels $510,400
Mc Dowell $510,400
Mc Henry $510,400
Mc Kee $510,400
Mc Kinney $510,400
Mc Quady $510,400
Mc Roberts $510,400
Meally $510,400
Means $510,400
Melber $510,400
Melbourne $510,400
Melvin $510,400
Middleburg $510,400
Middlesboro $510,400
Midway $510,400
Migrate $510,400
Milburn $510,400
Milford $510,400
Millersburg $510,400
Millstone $510,400
Millwood $510,400
Milton $510,400
Minerva $510,400
Minnie $510,400
Miracle $510,400
Mistletoe $510,400
Mitchellsburg $510,400
Mize $510,400
Monticello $510,400
Moorefield $510,400
Morehead $510,400
Morganfield $510,400
Morgantown $510,400
Morning View $510,400
Mortons Gap $510,400
Mount Eden $510,400
Mount Hermon $510,400
Mount Olivet $510,400
Mount Sherman $510,400
Mount Sterling $510,400
Mount Vernon $510,400
Mount Washington $510,400
Mousie $510,400
Mouthcard $510,400
Mozelle $510,400
Mt Washington $510,400
Muldraugh $510,400
Munfordville $510,400
Murray $510,400
Muses Mills $510,400
Myra $510,400
Nancy $510,400
Nazareth $510,400
Nebo $510,400
Neon $510,400
Nerinx $510,400
Nevisdale $510,400
New Castle $510,400
New Concord $510,400
New Haven $510,400
New Hope $510,400
New Liberty $510,400
Newport $510,400
Nicholasville $510,400
North Middletown $510,400
Nortonville $510,400
Oak Grove $510,400
Oakland $510,400
Oil Springs $510,400
Olaton $510,400
Olive Hill $510,400
Olmstead $510,400
Olympia $510,400
Oneida $510,400
Ophir $510,400
Orlando $510,400
Owensboro $510,400
Owenton $510,400
Owingsville $510,400
Paducah $510,400
Paint Lick $510,400
Paintsville $510,400
Paris $510,400
Park City $510,400
Parkers Lake $510,400
Parksville $510,400
Partridge $510,400
Pathfork $510,400
Payneville $510,400
Pellville $510,400
Pembroke $510,400
Pendleton $510,400
Perry Park $510,400
Perryville $510,400
Petersburg $510,400
Pewee Valley $510,400
Phelps $510,400
Philpot $510,400
Phyllis $510,400
Pikeville $510,400
Pilgrim $510,400
Pine Knot $510,400
Pine Ridge $510,400
Pine Top $510,400
Pineville $510,400
Pinsonfork $510,400
Pippa Passes $510,400
Pittsburg $510,400
Pleasureville $510,400
Plummers Landing $510,400
Poole $510,400
Port Royal $510,400
Powderly $510,400
Premium $510,400
Preston $510,400
Prestonsburg $510,400
Primrose $510,400
Princeton $510,400
Printer $510,400
Prospect $510,400
Providence $510,400
Putney $510,400
Quincy $510,400
Raccoon $510,400
Raceland $510,400
Radcliff $510,400
Ransom $510,400
Raven $510,400
Ravenna $510,400
Raywick $510,400
Redfox $510,400
Reed $510,400
Regina $510,400
Renfro Valley $510,400
Revelo $510,400
Reynolds Station $510,400
Rhodelia $510,400
Ricetown $510,400
Richmond $510,400
Rineyville $510,400
River $510,400
Roark $510,400
Robards $510,400
Robinson Creek $510,400
Rochester $510,400
Rockfield $510,400
Rockholds $510,400
Rockhouse $510,400
Rockport $510,400
Rocky Hill $510,400
Rogers $510,400
Rosine $510,400
Roundhill $510,400
Rousseau $510,400
Rowdy $510,400
Roxana $510,400
Royalton $510,400
Rumsey $510,400
Rush $510,400
Russell $510,400
Russell Springs $510,400
Russellville $510,400
Sacramento $510,400
Sadieville $510,400
Saint Catharine $510,400
Saint Charles $510,400
Saint Francis $510,400
Saint Helens $510,400
Saint Mary $510,400
Salem $510,400
Salt Lick $510,400
Salvisa $510,400
Salyersville $510,400
Sanders $510,400
Sandgap $510,400
Sandy Hook $510,400
Sassafras $510,400
Saul $510,400
Scalf $510,400
Science Hill $510,400
Scottsville $510,400
Scuddy $510,400
Sebree $510,400
Seco $510,400
Sedalia $510,400
Sextons Creek $510,400
Sharon Grove $510,400
Sharpsburg $510,400
Shelbiana $510,400
Shelby Gap $510,400
Shelbyville $510,400
Shepherdsville $510,400
Sidney $510,400
Siler $510,400
Silver Grove $510,400
Simpsonville $510,400
Sitka $510,400
Sizerock $510,400
Slade $510,400
Slaughters $510,400
Slemp $510,400
Smilax $510,400
Smith Mills $510,400
Smithfield $510,400
Smithland $510,400
Smiths Grove $510,400
Soldier $510,400
Somerset $510,400
Sonora $510,400
South Carrollton $510,400
South Portsmouth $510,400
South Shore $510,400
South Union $510,400
South Williamson $510,400
Sparta $510,400
Spottsville $510,400
Springfield $510,400
Staffordsville $510,400
Stambaugh $510,400
Stamping Ground $510,400
Stanford $510,400
Stanley $510,400
Stanton $510,400
Stanville $510,400
Stearns $510,400
Steele $510,400
Stephensport $510,400
Stinnett $510,400
Stone $510,400
Stoney Fork $510,400
Stopover $510,400
Strunk $510,400
Sturgis $510,400
Sullivan $510,400
Sulphur $510,400
Summer Shade $510,400
Summersville $510,400
Sweeden $510,400
Symsonia $510,400
Tateville $510,400
Taylor Mill $510,400
Taylorsville $510,400
Teaberry $510,400
Thelma $510,400
Thornton $510,400
Thousandsticks $510,400
Tiline $510,400
Tollesboro $510,400
Tolu $510,400
Tomahawk $510,400
Tompkinsville $510,400
Topmost $510,400
Totz $510,400
Tram $510,400
Trenton $510,400
Trosper $510,400
Turners Station $510,400
Tutor Key $510,400
Tyner $510,400
Ulysses $510,400
Union $510,400
Union Star $510,400
Uniontown $510,400
Upton $510,400
Utica $510,400
Van Lear $510,400
Vanceburg $510,400
Vancleve $510,400
Varney $510,400
Verona $510,400
Versailles $510,400
Vest $510,400
Vicco $510,400
Villa Hills $510,400
Vincent $510,400
Vine Grove $510,400
Viper $510,400
Virgie $510,400
Waco $510,400
Waddy $510,400
Walker $510,400
Wallingford $510,400
Wallins Creek $510,400
Walton $510,400
Waneta $510,400
Warbranch $510,400
Warfield $510,400
Warsaw $510,400
Washington $510,400
Water Valley $510,400
Waverly $510,400
Wayland $510,400
Waynesburg $510,400
Webbville $510,400
Webster $510,400
Weeksbury $510,400
Welchs Creek $510,400
Wellington $510,400
Wendover $510,400
West Liberty $510,400
West Louisville $510,400
West Paducah $510,400
West Point $510,400
West Somerset $510,400
West Van Lear $510,400
Westport $510,400
Westview $510,400
Wheatcroft $510,400
Wheelwright $510,400
Whick $510,400
White Mills $510,400
White Plains $510,400
Whitesburg $510,400
Whitesville $510,400
Whitley City $510,400
Wickliffe $510,400
Wildie $510,400
Willard $510,400
Williamsburg $510,400
Williamsport $510,400
Williamstown $510,400
Willisburg $510,400
Wilmore $510,400
Winchester $510,400
Windsor $510,400
Wingo $510,400
Winston $510,400
Wittensville $510,400
Woodbine $510,400
Woodburn $510,400
Woodbury $510,400
Woollum $510,400
Wooton $510,400
Worthington $510,400
Worthville $510,400
Wrigley $510,400
Wurtland $510,400
Yeaddiss $510,400
Yerkes $510,400
Yosemite $510,400









Joel Lobb (NMLS#57916)
Senior Loan Officer



American Mortgage Solutions, Inc.


10602 Timberwood Circle Suite 3


Louisville, KY 40223


Company ID #1364 | MB73346


Text/call 502-905-3708

kentuckyloan@gmail.com



If You are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at 502-905-3708.


Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant Equal Opportunity Lender. NMLS#57916http://www.nmlsconsumeraccess.org/