- All judgments must be paid off prior to the loan closing unless there is a written agreement for a payment plan.
- In order to accept a payment plan for a judgment, the written agreement must be provided along with evidence that at least 3 payments have been made and that all payments have been made on time.
- Any payment plan for a judgment must have its monthly payment include in the DTI calculation.
- Judgments of a Non-Purchasing Spouse in a community property state must be included, unless excluded by state of Kentucky
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