I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 1300 Kentucky families buy their first home or refinance their current mortgage for a lower payment; Kentucky First time buyers we still how available down payment assistance with KHC. Free Mortgage applications/ same day approvals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS 1738461
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- 4 Things Required for a KY Mortgage Loan Approval
- Credit Scores Required For A Kentucky Mortgage Loan Approval in 2025
- Kentucky First-time Home Buyer Programs
- Kentucky FHA Mortgage Information
- Kentucky VA Mortgage Loan Information
- USDA Rural Housing Kentucky Loan Information
- Down Payment Assistance Kentucky 2025 Kentucky Housing Corporation KHC
- Zero Down Kentucky Mortgages
- First-time Home-buyers in Kentucky
- Documents Needed Mortgage Approval in Kentucky
- Free Credit Score For Mortgage Loan Approval
- Do's & Dont's before closing:
- Closing Costs Kentucky Mortgage
- Lock Kentucky Mortgage Loan Rate
- Home Inspections Kentucky Mortgage Loan
- Testimonials
- Mortgage Calculator
- Kentucky USDA Rural Development Housing Loan
- Legal / Privacy Policy / Accessibility Statements
- About Me and this website
Kentucky USDA Rural Housing Mortgage Lender: Kentucky USDA Rural Housing Eligibility Map for 2020
Kentucky USDA Rural Housing Mortgage Lender: Kentucky USDA Rural Housing Eligibility Map for 2020: Kentucky USDA Rural Housing Map �� How to determine if property is in an eligible USDA area Click on image of map below and this ...

Kentucky USDA Rural Housing Mortgage Lender: Kentucky USDA Mortgage Loan Requirements
Kentucky USDA Rural Housing Mortgage Lender: Kentucky USDA Mortgage Loan Requirements: Kentucky USDA Home Loan Requirements USDA loans require One of the biggest eligibility requirements is that the property be located in ...

Kentucky First Time Home Buyer Programs For Home Mortgage Loans: KENTUCKY DOWN PAYMENT ASSISTANCE PROGRAMS FOR 2020
Kentucky First Time Home Buyer Programs For Home Mortgage Loans: KENTUCKY DOWN PAYMENT ASSISTANCE PROGRAMS FOR 2020: 2020 Kentucky Down Payment Assistance Programs There are basically 4 mortgage programs for first time home buyers in Kentucky to cons...

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage: Kentucky FHA Mortgage Information
Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage: Kentucky FHA Mortgage Information: How to Qualify For a Kentucky FHA Mortgage Loan 1. Low Down Payment – FHA Mortgage Loans only require a 3.5% down payment. And what ma...

We’ve dropped our minimum FICO score to 620 for Kentucky Mortgage Loan Approvals
Now that’s refreshing!
Call me today to qualify your borrowers with one of our great programs:
KENTUCKY FHA MORTGAGE LOANS
Minimum credit score
620 AUS approved
640 manual
Non-Credit Qualifying Streamline refinances allowed
Gift funds allowed for down payment and closing costs
Cash out 80% LTV
KENTUCKY VA MORTGAGE LOANS
Minimum credit score
620 AUS approved
640 manual/640 High BA
Cash-out up to 90% LTV
Foreclosure/Short Sale/Bankruptcy <2 allowed="" approval="" aus="" p="" with="" years="">
KENTUCKY RURAL USDA MORTGAGE LOANS
Minimum credit score: 620
100% maximum LTV
Manual Underwrites
No maximum loan amount
Rate/Term refinances allowed
KENTUCKY CONVENTIONAL MORTGAGE LOANS
620 min score
Fannie Mae
Freddie Mac
Standard and High Balance
HomeReady
HomePossible
Joel Lobb
Mortgage Loan Officer
Mortgage Loan Officer
Individual NMLS ID #57916
American Mortgage Solutions, Inc.
fax: 502-327-9119
email: kentuckyloan@gmail.com
email: kentuckyloan@gmail.com
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600 credit score,
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Credit Score,
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Credit Scores and Kentucky Mortgage Loans,
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Kentucky Mortgage Credit Grade Guide

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