2023 Loan Limits for Kentucky VA and Kentucky FHA Loans


New 2023 Loan Limits for Kentucky VA and Kentucky FHA Loans

Kentucky VA loan limits received a massive increase for 2023. The standard Kentucky VA loan limit in 2023 is $726,200 for most U.S. counties, increasing from $647,200 in 2022.

Kentucky VA loan limits also increased for high-cost counties to $1,089,300 for a single-family home.


Kentucky VA loan limits do not represent a cap or max loan amount. Veterans with their full entitlement can get as much as a lender is willing to give them without needing a down payment. However, Veterans with one or more active VA loans or who have defaulted on a previous VA loan will encounter the limits, which will in part determine their zero-down buying power.


For Kentucky FHA loan limits, please click here to consult this page on the Hud.gov website as Loan Limits for FHA loans vary by county in Kentucky each 120 counties.