I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 900 Kentucky families buy their first home and refinance their current mortgage for a lower rate; Kentucky First time buyers $0 down still available with down payment assistance with KHC. Free Mortgage applications same day approvals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 firstname.lastname@example.org
NMLS 57916 NMLS ID 1364
Kentucky Eligible Area Maps for Kentucky USDA Rural Development Housing Programs
Potential Changes to Kentucky Eligible Area Maps for Kentucky USDA Rural Development Housing Programs
The U.S. Department of Agriculture Rural Development is conducting a review of all areas under its jurisdiction to identify areas that no longer qualify as rural for housing programs. The last rural area reviews were performed in 2017–2018 using 2015 American Community Survey (ACS) data. Rural area designations are reviewed every five years. This review will use the 2020 United States decennial census data.
Based on the 2020 U.S. census data and rural area guidance located in Handbook HB–1–3550, Chapter 5, the rural eligibility designation is under review for the following areas in Kentucky:
Currently eligible communities under review:
Scott County – Georgetown
Boone County – Burlington
Kenton County – Independence
Campbell County – Alexandria
Bourbon County – Paris
Woodford County – Versailles
Jessamine County – Nicholasville
Shelby County – Shelbyville
Bullitt County – Mt. Washington
Hardin County – Elizabethtown
Ineligible communities under review (expansion of ineligible areas):
Madison County – Richmond
Christian County – Fort Campbell
Ineligible communities under review (reconsideration of eligibility):
McCracken County – Paducah
Boyd County – Ashland
The public shall have 90 days from the date of this public notice to submit comments regarding the potential loss of eligibility for Rural Development housing programs. Comments should be sent to RD.SFH.SO.KY@usda.gov. For details, or questions about specific changes, please contact the Kentucky Rural Development Housing Program staff at 859-224-7353.
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.