Showing posts with label cred. Show all posts
Showing posts with label cred. Show all posts

Kentucky Mortgage Loan Programs




 
FHA Pricing Improvements
  • Any FICO (down to 550)
Conventional Pricing Improvements
  • Any FICO ( down to 580)
Non-Traditional Credit/ No Score Options
  • Available on FHA, VA and USDA

FreddieMac ChoiceRenovation

  • Down to 580 Fico
  • EasyPath
FHA 203K
  • Limited and standard
  • Down to 620 FICO
  • Purchase and Refinance options

LOWER FICO OPTIONS

  • Down to 550 FICO on FHA and VA
  • Down to 580 FICO on USDA and Conventional
MANUAL UW OPTIONS
  • FHA, VA & USDA
CASH OUT REFINANCES
  • FHA and VA down to 550 FICO
  • VA cash-out up to 100 LTV
  • Manual Underwrite options
  • Manufactured housing options
MANUFACTURED HOMES
  • Single and multi-wide options
  • Available for FHA, VA, USDA and conventional
  • Options for manufactured homes built after June 15th 1976
USDA
  • 97% of the USA is eligible
  • 100% LTV available
  • USDA Streamline NO FICO allowed
  • Escrow holdbacks allowed
  • DACA and EAD allowed
  • FICOs down to 580
Temporary Buydowns
  • Currently available on FHA, VA and Conventional loans