I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 1300 Kentucky families buy their first home or refinance their current mortgage for a lower payment; Kentucky First time buyers we still how available down payment assistance with KHC. Free Mortgage applications/ same day approvals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS 1738461
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Showing posts with label Kentucky Housing Current Available Funds for Downpayment Assistance. Show all posts
Showing posts with label Kentucky Housing Current Available Funds for Downpayment Assistance. Show all posts
Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage: Down Payment Assistance Kentucky 2021 Kentucky Hou...
Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage: Down Payment Assistance Kentucky 2021 Kentucky Hou...: KHC is used for mostly applicants in urban areas of Kentucky that don't have access to USDA or other government agencies to buy...
Labels:
6000 available thru KHC for downpayment assistance,
Kentucky Housing Corporation (KHC) homeownership programs,
Kentucky Housing Current Available Funds for Downpayment Assistance
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
Kentucky Down Payment and Closing Costs Assistance
Kentucky Down Payment and Closing Costs Assistance
Joel Lobb (NMLS#57916)Senior Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com
Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*
Fill out my form!
Kentucky Housing recognizes that down payments, closing costs and prepaids are stumbling blocks for many potential home buyers. Here are several loan programs to help. Your KHC-approved lender can help you apply for the program that meets your needs.
Neighborhood Down payment Assistance Program (DAP)
Kentucky Housing Corporation (KHC) received $3 million from the National Mortgage Foreclosure Settlement Fund to offer a new mortgage program for down payment and closing costs assistance. This program is only available until all funds are gone.
Repayable second mortgage up to $10,000
To be eligible for the Neighborhood DAP, either:
Regular DAP
HOME-DAP
More about down payment and closing costs
|
Joel Lobb (NMLS#57916)Senior Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com
Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*
Fill out my form!
Labels:
Down Payment Assistance Program - Housing - Louisville Ky,
down payments,
Kentucky Housing Current Available Funds for Downpayment Assistance
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
New Down Payment Assistance Program for Kentucky Home Buyers
New Down Payment Assistance Program
New Down Payment Assistance Program for Kentucky Home Buyers
Joel Lobb (NMLS#57916)Senior Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com
Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*
New Down Payment Assistance Program for Kentucky Home Buyers
Apply for a home loan by clicking the link below:It's free and takes less than 5 minutesOr call us at 502-905-3708 for your free application over the phone
New Down Payment Assistance Program for Kentucky Home Buyers
KHC received $3 million to offer a new Down payment Assistance Program (DAP) from the Kentucky Attorney General National Mortgage Settlement Fund.
Effective Friday, August 10, 2012, Neighborhood DAP will be available to all KHC-approved lenders when utilizing a KHC first mortgage program.
The goal is to stabilize neighborhoods by providing more flexible housing solutions for the existing housing stock in the Commonwealth.
Neighborhood DAP
Effective Friday, August 10, 2012, Neighborhood DAP will be available to all KHC-approved lenders when utilizing a KHC first mortgage program.
The goal is to stabilize neighborhoods by providing more flexible housing solutions for the existing housing stock in the Commonwealth.
Neighborhood DAP
- Repayable second mortgage up to $10,000
- 1 percent interest rate amortized over 30 years
- Must be within the GNMA or MRB income limits per first mortgage funding source
- To be eligible for the Neighborhood DAP either:
- The property must have been foreclosed upon.
- The new construction or existing property has been for sale for at least 6 months or more.
- The home buyer has experienced a foreclosure and now their credit qualifies to purchase another home.
Joel Lobb (NMLS#57916)Senior Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com
Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*
New Down Payment Assistance Program for Kentucky Home Buyers
Apply for a home loan by clicking the link below:It's free and takes less than 5 minutesOr call us at 502-905-3708 for your free application over the phone
Labels:
down payment assistance and first time home buyer grants,
Down Payment Assistance Program - Housing - Louisville Ky,
First Time Buyer,
Kentucky Housing Current Available Funds for Downpayment Assistance
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
Kentucky Housing first mortgage loans
Fill out my form!
Kentucky Housing first mortgage loans
Kentucky Housing first mortgage loans
MRB
Conventional
FHA
VA
RHS
GNMA Secondary Market
FHA
VA
RHS
Home Buyer Tax Credit
KHC's Home Buyer Tax Credit is available through Mortgage Credit Certificates (MCC), which reduce the amount of federal income tax you pay, giving you more available income to qualify for a mortgage loan. MCCs are NOT mortgages. They are tax credits that put extra cash in your pocket each month, so you can more easily afford a house payment. That means fewer tax dollars will be withheld from your regular paycheck, increasing your take-home pay. The federal government allows every homeowner an income tax deduction for all the interest paid each year on a mortgage loan. But an MCC gives you a tax credit of 25 percent (not to exceed $2,000). You can still deduct the remaining 75 percent interest on your income taxes. A tax credit is not the same as a tax deduction. A tax deduction reduces the portion of your income that is taxed, so you pay less. A tax credit is a direct, dollar for dollar reduction in the total tax you owe. The MCC is effective for the life of the loan as long as you live in the home. If you sell your home in the first nine years of ownership, you may be subject to Federal Recapture Tax. One-time fee of $500 or reduced to $200 if through KHC's GNMA Secondary Market First Mortgage Program. Not valid with MRB loan programs.
Special First Mortgage Loan Programs
The Lottery for Special Funding is opened once a year. The funds are allocated for persons meeting income and all MRB Guidelines. These limited funds are available, usually in July, on a first-come, first-served basis.
Guidelines
Fill out my form!
Joel Lobb (NMLS#57916)Senior Loan Officer
502-905-3708 cell 502-813-2795 fax jlobb@keyfinllc.com Key Financial Mortgage Co. (NMLS #1800)* 107 South Hurstbourne Parkway* Louisville, KY 40222* Applying for a Kentucky Housing loan is easy. Just contact one of our approved lendershttp://kentuckyfirsttimehomebuyer.com near you and ask for a Kentucky Housing loan. |
Labels:
Kentucky Housing Current Available Funds for Downpayment Assistance,
Kentucky Housing first mortgage loans,
KHC,
khc dap
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
Kentucky Housing Current Available Funds for Downpayment Assistance
Kentucky Housing Current Available Funds
Kentucky Housing Current Available Funds for Downpayment Assistance
Available Funding Information
First Mortgage
MORTGAGE REVENUE BOND: Funds currently available 3/3/2011
Second Mortgage
REGULAR DAP $682,223.81
HOME DAP $155,256.00
HOME FAMILY $10,200.00
HOME SPECIAL $110,900.00
Kentucky Housing Current Available Funds for Downpayment Assistance
Kentucky Housing funding is available on a first-come, first-served basis until current funds are utilized. Additional funding may be made available from loan fallout or from a new allocation of funds.
Fill out my form!
Kentucky Housing Current Available Funds for Downpayment Assistance
Available Funding Information
First Mortgage
MORTGAGE REVENUE BOND: Funds currently available 3/3/2011
Second Mortgage
REGULAR DAP $682,223.81
HOME DAP $155,256.00
HOME FAMILY $10,200.00
HOME SPECIAL $110,900.00
Kentucky Housing Current Available Funds for Downpayment Assistance
Kentucky Housing funding is available on a first-come, first-served basis until current funds are utilized. Additional funding may be made available from loan fallout or from a new allocation of funds.
Fill out my form!
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
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