USDA Rural Development Kentucky Notice of changes to eligible area maps for USDA Rural Development housing programs

 

USDA Rural Development Kentucky

Notice of changes to eligible area maps for USDA Rural Development housing programs

USDA Rural Development has completed its 2020 decennial United States census review for all areas under its jurisdiction to identify areas that no longer qualify as rural for Kentucky USDA Rural Housing programs. 

Based on the review of the areas within the state of Kentucky, using 2020 US census data, and rural area guidance located in Handbook HB-1-3550, Chapter 5, the rural eligibility designation has changed for the following areas:

Areas whose rural eligibility designations are changing from ineligible to eligible (these areas now qualify as rural for USDA Housing Programs):

• The area/towns currently outside the city of Ashland, KY (Catlettsburg, West Fairview, Fairview, Westwood, Russell).
• The areas/towns currently outside the city of Paducah, KY (Hendron and Farley).
• The cities of Ashland, KY and Paducah, KY will remain ineligible.

Areas whose rural eligibility designation is changing from eligible to ineligible (these areas no longer qualify as rural for USDA Housing Programs):

• Georgetown, KY – The city of Georgetown, KY, will no longer be eligible due to the population exceeding 35,000.

Changes become effective October 1, 2023.

The updated rural area map can now be viewed on our eligibility website. Users will need to click on the program, for example: “Single Family Housing Direct,” and then click on “Proposed Eligibility Areas” from the menu options.

Kentucky Rural Housing and USDA Property Eligibility County List Map for Eligible Properties

Kentucky USDA Rural Housing Property Eligibility  County List Map for Eligible Properties 

USDA Property Eligibility Text Description County List for Kentucky

Kentucky USDA Property Eligibility enter address below: 👇👇👇👇 Kentucky Rural Housing USDA Loans A full list of income limits by county and household size are available on the Rural Development website at www.rd.usda.gov/ne under the Guarantee Loan Program and Direct Loan programs.  USDA Property Eligibility Text Description County List for Kentucky Select your county from the list below (Non-hyperlinked counties are all eligible).

USDA Property Eligibility Text Description County List for Kentucky Select your county from the list below (Non-hyperlinked counties are all eligible).   1. Adair   2. Allen   3. Anderson   4. Ballard   5. Barren   6. Bath   7. Bell   8. Boone   9. Bourbon   10. Boyd   11. Boyle   12. Bracken   13. Breathitt   14. Breckinridge   15. Bullitt   16. Butler   17. Caldwell   18. Calloway   19. Campbell   20. Carlisle   21. Carroll   22. Carter   23. Casey   24. Christian   25. Clark   26. Clay   27. Clinton   28. Crittenden   29. Cumberland   30. Daviess   31. Edmonson   32. Elliott   33. Estill   34. Fayette (county is completely ineligible)   35. Fleming   36. Floyd   37. Franklin   38. Fulton   39. Gallatin   40. Garrard   41. Grant   42. Graves   43. Grayson   44. Green   45. Greenup   46. Hancock   47. Hardin   48. Harlan   49. Harrison   50. Hart   51. Henderson   52. Henry   53. Hickman   54. Hopkins   55. Jackson   56. Jefferson (county is completely ineligible)   57. Jessamine   58. Johnson   59. Kenton   60. Knott   61. Knox   62. Larue   63. Laurel   64. Lawrence   65. Lee   66. Leslie   67. Letcher   68. Lewis   69. Lincoln   70. Livingston   71. Logan   72. Lyon   73. McCracken   74. McCreary   75. McLean   76. Madison   77. Magoffin   78. Marion   79. Marshall   80. Martin   81. Mason   82. Meade   83. Menifee   84. Mercer   85. Metcalfe   86. Monroe   87. Montgomery   88. Morgan   89. Muhlenberg   90. Nelson   91. Nicholas   92. Ohio   93. Oldham   94. Owen   95. Owsley   96. Pendleton   97. Perry   98. Pike   99. Powell   100. Pulaski   101. Robertson   102. Rockcastle   103. Rowan   104. Russell   105. Scott   106. Shelby   107. Simpson   108. Spencer   109. Taylor   110. Todd   111. Trigg   112. Trimble   113. Union   114. Warren   115. Washington   116. Wayne   117. Webster   118. Whitley   119. Wolfe   120. Woodford

Joel Lobb (NMLS#57916)
Senior  Loan Officer

American Mortgage Solutions, Inc.

 800 Stone Creek Pkwy, Ste 7,

Louisville, KY 40223
(: (502) 905-3708 | 7 Fax: (502) 327-9119|

 Company ID #1364 | MB73346
http://mylouisvillekentuckymortgage.com

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Kentucky USDA Rural Housing Mortgage Lender: Kentucky USDA Mortgage Loan Requirements

Kentucky USDA Rural Housing Mortgage Lender: Kentucky USDA Mortgage Loan Requirements: Kentucky Rural Housing USDA loans require One of the biggest eligibility requirements is that the property be located in a designated rur...

2014 Income Limits for the Kentucky USDA Rural Housing Single Family Guaranteed Loan Program

The 2014 Income Limits for the Kentucky USDA Rural Housing  Single Family Guaranteed Loan Program were published on February 12, 2014. 

The Ky USDA Rural Housing Guaranteed Underwriting System and the Income Eligibility calculator for Kentucky USDA Home Buyers have been updated with the new income limits. 

The new income limit changes will apply to all loans submitted through GUS on and after February 12, 2014.

Kentucky USDA Rural Housing 2014 Income limits can be found online at:

 http://www.rurdev.usda.gov/SupportDocuments/KY%20GRH.pdf

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