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The Kentucky Fannie Mae HomePath® program offers borrowers the opportunity to purchase a Kentucky Fannie Mae owned property with a low down payment and no appraisal or mortgage insurance. For a list of eligible properties, visit the HomePath website at www.homepath.com.
- As little as 3-5% down
- No appraisal or mortgage insurance1 is required
- Credit scores for conforming balances as low as 620 for LTVs up to 80% and 660 for LTVs over 80%
- Expanded seller contributions allowed up to 6% on some scenarios
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The following is a list of documents that may be required to process your mortgage loan:
· One full month’s worth of pay stubs
· Last 2 years W-2′s
· Last 2 years tax returns
· Last two months bank statements for all accounts
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I don't need originals, copies are fine. You can fax, email, or drop off at my office below . I will supply you a copy of your credit report for free along with your pre-approval letter to buy a home.
It usually takes about 24 hours for a pre-approval to come back from underwriting department.
Let me know your questions.
Thanks and look forward to helping you
Fill out my form!