I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 1300 Kentucky families buy their first home and refinance their current mortgage for a lower rate; Kentucky First time buyers $0 down still available with down payment assistance with KHC. Free Mortgage applications same day approvals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS ID1364
http://www.mylouisvillekentuckymortgage.com/
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
FHA loans are a popular option for Kentucky home buyers' with bad credit, but there are certain requirements you'll need to meet to qualify. Here's a quick overview:
http://www.mylouisvillekentuckymortgage.com/
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
Dreaming of owning a home in Kentucky but facing hurdles with the down payment? The Welcome Home Grant program might be your answer! This initiative offers a $20,000 grant to eligible homebuyers, giving them a significant financial boost towards their dream home. Let's delve into the program's details and see if you qualify!
What is the Welcome Home Grant Program?
This program, funded by the Federal Home Loan Bank of Cincinnati (FHLBC), partners with participating lenders across Kentucky to provide down payment and closing cost assistance to homebuyers. It aims to increase homeownership opportunities for individuals and families, particularly those with moderate income.
Who is Eligible?
Important Dates to Remember:
Benefits of the Welcome Home Grant:
Next Steps:
| 100% limits | 80% limits** | |||||
| 1-2 Persons | 3 + Persons | 1-2 Persons | 3 + Persons | |||
| Adair | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 | ||
| Allen | $ 78,600 | $ 91,420 | $ 62,880 | $ 73,136 | ||
| Anderson | $ 86,270 | $ 99,210 | $ 69,016 | $ 79,368 | ||
| Ballard | $ 80,400 | $ 93,800 | $ 64,320 | $ 75,040 | ||
| Barren | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 | ||
| Bath | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 | ||
| Bell | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 | ||
| Boone | $ 101,100 | $ 116,265 | $ 80,880 | $ 93,012 | ||
| Bourbon | $ 89,300 | $ 102,695 | $ 71,440 | $ 82,156 | ||
| Boyd | $ 83,040 | $ 96,880 | $ 66,432 | $ 77,504 | ||
| Boyle | $ 80,760 | $ 94,220 | $ 64,608 | $ 75,376 | ||
| Bracken | $ 101,100 | $ 116,265 | $ 80,880 | $ 93,012 | ||
| Breathitt | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 | ||
| Breckinridge | $ 87,410 | $ 100,521 | $ 69,928 | $ 80,417 | ||
| Bullitt | $ 89,700 | $ 103,155 | $ 71,760 | $ 82,524 | ||
| Butler | $ 78,600 | $ 91,420 | $ 62,880 | $ 73,136 | ||
| Caldwell | $ 84,480 | $ 98,560 | $ 67,584 | $ 78,848 | ||
| Calloway | $ 82,560 | $ 96,320 | $ 66,048 | $ 77,056 | ||
| Campbell | $ 101,100 | $ 116,265 | $ 80,880 | $ 93,012 | ||
| Carlisle | $ 78,600 | $ 90,860 | $ 62,880 | $ 72,688 | ||
| Carroll | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 | ||
| Carter | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 | ||
| Casey | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 | ||
| Christian | $ 87,590 | $ 100,728 | $ 70,072 | $ 80,582 | ||
| Clark | $ 89,300 | $ 102,695 | $ 71,440 | $ 82,156 | ||
| Clay | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 | ||
| Clinton | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 | ||
| Crittenden | $ 83,760 | $ 97,720 | $ 67,008 | $ 78,176 | ||
| Cumberland | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 | ||
| Daviess | $ 86,950 | $ 99,992 | $ 69,560 | $ 79,994 | ||
| Edmonson | $ 86,650 | $ 99,647 | $ 69,320 | $ 79,718 | ||
| Elliott | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 | ||
| County | 100% limits | 80% limits | ||
| 1-2 Persons | 3 + Persons | 1-2 Persons | 3 + Persons | |
| Estill | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Fayette | $ 89,300 | $ 102,695 | $ 71,440 | $ 82,156 |
| Fleming | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Floyd | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Franklin | $ 85,430 | $ 98,244 | $ 68,344 | $ 78,595 |
| Fulton | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Gallatin | $ 101,100 | $ 116,265 | $ 80,880 | $ 93,012 |
| Garrard | $ 87,210 | $ 100,291 | $ 69,768 | $ 80,233 |
| Grant | $ 79,560 | $ 92,820 | $ 63,648 | $ 74,256 |
| Graves | $ 83,160 | $ 97,020 | $ 66,528 | $ 77,616 |
| Grayson | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Green | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Greenup | $ 83,040 | $ 96,880 | $ 66,432 | $ 77,504 |
| Hancock | $ 86,950 | $ 99,992 | $ 69,560 | $ 79,994 |
| Hardin | $ 86,750 | $ 99,762 | $ 69,400 | $ 79,810 |
| Harlan | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Harrison | $ 87,250 | $ 100,337 | $ 69,800 | $ 80,270 |
| Hart | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Henderson | $ 87,300 | $ 100,395 | $ 69,840 | $ 80,316 |
| Henry | $ 89,700 | $ 103,155 | $ 71,760 | $ 82,524 |
| Hickman | $ 79,560 | $ 92,820 | $ 63,648 | $ 74,256 |
| Hopkins | $ 80,640 | $ 94,080 | $ 64,512 | $ 75,264 |
| Jackson | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Jefferson | $ 89,700 | $ 103,155 | $ 71,760 | $ 82,524 |
| Jessamine | $ 89,300 | $ 102,695 | $ 71,440 | $ 82,156 |
| Johnson | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Kenton | $ 101,100 | $ 116,265 | $ 80,880 | $ 93,012 |
| Knott | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Knox | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Larue | $ 86,750 | $ 99,762 | $ 69,400 | $ 79,810 |
| Laurel | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Lawrence | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Lee | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Leslie | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Letcher | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Lewis | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Lincoln | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Livingston | $ 82,320 | $ 96,040 | $ 65,856 | $ 76,832 |
| Logan | $ 80,760 | $ 94,220 | $ 64,608 | $ 75,376 |
| Lyon | $ 87,310 | $ 100,406 | $ 69,848 | $ 80,325 |
| County | 100% limits | 80% limits | ||
| 1-2 Persons | 3 + Persons | 1-2 Persons | 3 + Persons | |
| McCracken | $ 87,130 | $ 100,199 | $ 69,704 | $ 80,159 |
| McCreary | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| McLean | $ 86,950 | $ 99,992 | $ 69,560 | $ 79,994 |
| Madison | $ 86,910 | $ 99,946 | $ 69,528 | $ 79,957 |
| Magoffin | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Marion | $ 80,760 | $ 94,220 | $ 64,608 | $ 75,376 |
| Marshall | $ 86,030 | $ 98,934 | $ 68,824 | $ 79,147 |
| Martin | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Mason | $ 85,920 | $ 100,240 | $ 68,736 | $ 80,192 |
| Meade | $ 85,790 | $ 98,658 | $ 68,632 | $ 78,926 |
| Menifee | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Mercer | $ 86,730 | $ 99,739 | $ 69,384 | $ 79,791 |
| Metcalfe | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Monroe | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Montgomery | $ 78,600 | $ 91,140 | $ 62,880 | $ 72,912 |
| Morgan | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Muhlenberg | $ 78,600 | $ 91,700 | $ 62,880 | $ 73,360 |
| Nelson | $ 85,170 | $ 97,945 | $ 68,136 | $ 78,356 |
| Nicholas | $ 78,600 | $ 90,860 | $ 62,880 | $ 72,688 |
| Ohio | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Oldham | $ 89,700 | $ 103,155 | $ 71,760 | $ 82,524 |
| Owen | $ 78,600 | $ 91,700 | $ 62,880 | $ 73,360 |
| Owsley | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Pendleton | $ 101,100 | $ 116,265 | $ 80,880 | $ 93,012 |
| Perry | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Pike | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Powell | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Pulaski | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Robertson | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Rockcastle | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Rowan | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Russell | $ 78,600 | $ 90,860 | $ 62,880 | $ 72,688 |
| Scott | $ 89,300 | $ 102,695 | $ 71,440 | $ 82,156 |
| Shelby | $ 92,700 | $ 106,605 | $ 74,160 | $ 85,284 |
| Simpson | $ 82,920 | $ 96,740 | $ 66,336 | $ 77,392 |
| Spencer | $ 89,700 | $ 103,155 | $ 71,760 | $ 82,524 |
| Taylor | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Todd | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Trigg | $ 87,590 | $ 100,728 | $ 70,072 | $ 80,582 |
| Trimble | $ 86,770 | $ 99,785 | $ 69,416 | $ 79,828 |
| 100% limits | 80% limits | |||
| Union | $ 78,600 | $ 91,420 | $ 62,880 | $ 73,136 |
| Warren | $ 86,650 | $ 99,647 | $ 69,320 | $ 79,718 |
| Washington | $ 87,090 | $ 100,153 | $ 69,672 | $ 80,122 |
| Wayne | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Webster | $ 78,600 | $ 90,390 | $ 62,880 | $ 72,312 |
| Whitley | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Wolfe | $ 94,320 | $ 110,040 | $ 75,456 | $ 88,032 |
| Woodford | $ 89,300 | $ 102,695 | $ 71,440 | $ 82,156 |
http://www.mylouisvillekentuckymortgage.com/
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
